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River Oaks Insurance Blog

View the latest blog posts from River Oaks Insurance.

Tuesday, January 5, 2021

5 DIY Home Renovation Projects That Impact Your Insurance

5 DIY Home Renovation Projects That Impact Your Insurance Thinking about a DIY home improvement project? Maybe a new kitchen or bathroom makeover? If a project excites you, you’re not alone. The Home Improvement Research Institute (HIRI) says do-it-yourselfers complete two-thirds of home improvement projects — and spend less than those who depend solely on contractors. READ MORE >>

Monday, December 14, 2020

Property Losses & Your Taxes

Property Losses and Your Taxes Irrecoverable Property Loss? The IRS Could Be Your Friend Even though we are big fans of insurance and its valuable place in your protection planning, we also understand this basic truth: No one wants to have a claim. READ MORE >>

Tuesday, November 10, 2020

Avoid Accidental Fires this Holiday Season

The holiday season is a time of celebration, not catastrophe. Don't let a fire ruin your festivities!  Fire departments respond to an average of 200 home fires each year that start with Christmas trees and 40% start with electrical distribution equipment! Use these tips to avoid potential fire risks: READ MORE >>

Wednesday, October 21, 2020

Home Insurance Checklist

Hey, Homeowner! You Should Review Your Home Insurance Now. Did you know that one in 15 insured homes has a claim each year? Yes, according to the Insurance Information Institute, it’s only a matter of time before it’s your turn to file a home insurance claim. READ MORE >>

Thursday, September 17, 2020

10 Tips for Buying a New Car

Buying a car is a big purchase! Here are the top 10 tips to steer you in the right direction: 1. Do your research ahead of time. Check out vehicle features and compare prices online. Being knowledgeable will help you negotiate and get the best deal. 2. Compare prices with local dealerships. READ MORE >>

Tuesday, August 25, 2020

Flood FAQ

Q. Why should I consider buying flood insurance? Flooding can happen to anyone at any time. Louisiana is by far and away the largest recipient of funds from the National Flood Insurance Program (NFIP). Anyone can buy flood insurance but homeowners who have federally backed loans may be required to purchase flood insurance if their home is in a designated flood plain. READ MORE >>

Friday, August 14, 2020

Need-to-Know Guide for Uber & Lyft Drivers

Are You a Ride-Sharing Service Driver? What Happens If You’re Injured While On the Job? So you’ve heard everyone talking about how easy it is to make money driving for a ride-sharing service such as Uber or Lyft. You’ve decided that making a few extra bucks would be great, so you begin preparations. READ MORE >>

Thursday, July 30, 2020

Professional Liability Insurance for Business Owners

Professional Liability Insurance: A Big Deal for Your Small Business Heads up! If you own a service business but don’t have professional liability insurance, you’re missing a critical part of your insurance portfolio. There are almost 30 million small businesses in the United States, according to the Small Business Administration (SBA). READ MORE >>

Thursday, July 16, 2020

How Moving Affects Your Home & Auto Policies

Moving. It can be the best of times. It can be the worst of times. But for better or worse, the average American will change homes 11.4 times during his or her lifetime. Amid the excitement and stress, it’s easy forget that moving will affect your home and auto insurance. You want to be prepared. READ MORE >>

Friday, July 3, 2020

How Personal Umbrella Insurance Protects You

How Personal Umbrella Insurance Protects You: A Few Basics The threat of a lawsuit is all too real in today’s society. You conceivably could be subject to allegations of liability for bodily injury — for example, as a result of an auto accident that hurts another person. READ MORE >>

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